[Fredsinitiativet-trondheim] complishing the t

[Vigus Montbriand]

The benefit confers unequal advantages. [Footnote 119: The Tailor, Vol.
8, No. 1, p. 16.] The unions which have adopted the benefit have all
experienced difficulty in safeguarding it against fraudulent claims.
They usually require, for eligibility to the benefit, that the wife be
not in ill health at the time the member is admitted to the union. In
the unions which have had the benefit longest in operation it has been
found possible materially to lessen the number of claims for the wife's
benefit after some experience in its operation. The following table
shows the percentage of claims paid by the Painters for wife's and
member's death benefits for a series of biennial periods:
==================================== | Percentage | Percentage | of
Wife's | of Member's Year. | Death | Death | Benefits. | Benefits.
------------------------------------ 1889-1890 | 49.1 | 50.9 1890-1892 |
43.5 | 56.5 1892-1894 | 45 | 55 1894-1896 | 37.5 | 62.5 1896-1900 | 35.3
| 64.7 1900-1902 | 32.5 | 67.5 1902-1904 | 32.6 | 67.4
------------------------------------ It will be observed that the ratio
of the number of wife's funeral benefits to the number of member's
funeral benefits has steadily fallen for a considerable number of years.
The experience of the Painters is probably typical, although the number
of claims of each kind is not ascertainable in the other unions. The
combination of the wife's funeral benefit with the death benefit causes
a material addition in the cost of the death benefit. This increase is
greatest in those unions in which the wife's benefit is relatively large
in amount. The following table shows the sums paid for member's and
wife's death benefits in three of the more important unions: SUMS PAID
FOR WI
-------------- next part --------------
A non-text attachment was scrubbed...
Name: diverging.jpg
Type: image/jpeg
Size: 9882 bytes
Desc: not available
URL: <http://lists.copyleft.no/pipermail/fredsinitiativet-trondheim/attachments/20090828/1b6db72c/attachment.jpg>