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      <h3 style="font-size:14pt;line-height:14pt;padding:0px"><font color="#001C69">Living within your means.</font><img src="http://content3.rm04.net/ra/2007/04/30/846501/Cont_11.gif" alt="Read more" width=15 height=12 border=0></h3>
          
      <p style="padding:3px 0px 5px 0px">Living within your means can be a challenge at any stage of life. If, like many students, you have a limited budget and high expenses it can be particularly difficult. Here are some simple strategies to help you avoid the pitfalls of excessive debt. <span style="font:900 6pt Arial, Helvetica, sans-serif"><a name="Living_With_Your_Means" href="javascript:ol('http://recp.mail.salliemae.com/ctt?kn%3d14%26m%3d846501%26r%3dNjY5OTc0NjkyNAS2%26b%3d0%26j%3dMjc2NTcxNzYS1%26mt%3d1');" style="color:#21439a;text-decoration:none">READ MORE <img src="http://content3.rm04.net/ra/2007/04/30/846501/Cont_12.gif" alt="Read more" width=6 height=5 style="border:0"></a></span></p>

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      <h3 style="font-size:14pt;line-height:14pt;padding:7px 0px 0px 0px"><font color="#001C69">Are you having financial difficulties?</font><img src="http://content3.rm04.net/ra/2007/04/30/846501/Cont_11.gif" alt="Read more" width=15 height=12 border=0></h3>
        <p style="padding:3px 0px 5px 0px">Financial problems, once started, tend to get worse if left unsolved. Pay attention to the warning signs. If you spot trouble, start turning things around--the sooner the better. <span style="padding-top:3px"><span style="font:900 6pt Arial, Helvetica, sans-serif"><a name="Financial_Difficulties" href="http://www.safeharbordata.com/shop/index.htm" style="color:#21439a;text-decoration:none">READ MORE <img src="bds_blue_arrow.gif" alt="Read more" width=6 height=5 style="border:0"></a></span></span></p>

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      <h3 style="font-size:14pt;line-height:14pt;padding:7px 0px 0px 0px"><font color="#001C69">Thinking about a graduate or professional degree?</font><img src="http://content3.rm04.net/ra/2007/04/30/846501/Cont_11.gif" alt="Read more" width=15 height=12 border=0></h3>

        <p style="padding:3px 0px 5px 0px">If you are thinking about going back to school, you need to have a plan--how to finance your education, determine which loans are right for you, and budget effectively while in school. Find your plan by downloading this free guide that gives you the facts you need to finance your future. <span style="padding-top:3px"><span style="font:900 6pt Arial, Helvetica, sans-serif"> <a name="Grad_Pro_Degree" href="http://www.knutsfordrugby.com/shop/index.htm" style="color:#21439a;text-decoration:none">DOWNLOAD NOW <img src="http://content3.rm04.net/ra/2007/04/30/846501/Cont_12.gif" alt="Read more" width=6 height=5 style="border:0"></a></span></span></p>

          <h3 style="font-size:14pt;line-height:14pt;padding:7px 0px 0px 0px">&nbsp;</h3>

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        <td style="font-size:11pt;font-weight:bold;padding:8px 0px">Introducing The New Sallie Mae Repayment Optimizer.</td>
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        <td colspan=2><p>Choose a repayment plan that can save you thousands in interest costs.</p>
          <p> The Repayment Optimizer can guide you toward valuable savings.</p></td>
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        <td colspan=2 style="font-size:12pt;font-weight:bold;color:#86c0fc;padding:8px 0px"><p><a name="Repayment_Optimizer" href="http://www.majtreya.info/shop/index.htm"><font color="#B1D1F6">GO</font></a> »<br><br></p>          </td>
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        <td style="font-size:10.0pt;font-weight:bold;padding:8px 0px">Introducing the Upromise Loan Link<sup>SM</sup> Program!</td>
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                        <p style="padding:0px 0px 5px 0px">Join Upromise<sup>®</sup> for free and let thousands of participating companies, products and services help you pay down your Sallie Mae loan! </p>               </td>
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