<table cellspacing="0" cellpadding="0" width="604" align="center" border="0">
  <tbody>
    <tr>
      <script><td colspan="3"><font face="Verdana" size="1"><a target="_blank" href="#email_security">E-mail
        Security Information</a>.</font></td>
    </tr>
    <tr>
      <td colspan="3">
        <table cellspacing="0" cellpadding="0" width="602" border="0">
          <tbody>
            <tr>
              <td>
                <table cellspacing="0" cellpadding="0" border="0">
                  <tbody>
                    <tr>
                      <td colspan="2"><img height="20" src="http://kanaweb.bankone.com/marketing/workorder/44381/images/spacer.gif" width="1"></td>
                    </tr>
                    <tr>
                      <td width="22"><img height="1" src="http://kanaweb.bankone.com/marketing/workorder/44381/images/spacer.gif" width="22"></td>
                      <td><img src="http://kanaweb.bankone.com/marketing/workorder/44381/images/Chase_Logo.gif" width="130" height="25"></td>
                    </tr>
                    <tr>
                      <td colspan="2"><img height="20" src="http://kanaweb.bankone.com/marketing/workorder/44381/images/spacer.gif" width="1"></td>
                    </tr>
                  </tbody>
                </table>
              </td>
              <td width="100%">&nbsp;</td>
              <td></td>
            </tr>
          </tbody>
        </table>
      </td>
    </tr>
    <tr>
      <td colspan="3"><img src="http://kanaweb.bankone.com/marketing/workorder/44381/images/Content_Border-Top.gif" width="604" height="24"></td>
    </tr>
    <tr>
      <td colspan="3">
        <table cellspacing="0" cellpadding="0" width="604" align="center" border="0">
          <tbody>
            <tr>
              <td width="1" bgcolor="#0467bc"><img src="http://kanaweb.bankone.com/marketing/workorder/44381/images/spacer.gif" width="1" height="1"></td>
              <td width="602">
                <table cellspacing="8" cellpadding="0" width="602" border="0">
                  <tbody>
                    <tr>
                      <td>
                        <p><font face="Verdana" size="2">Dear :</font></p>
                        <p>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">You are receiving this message because you
                      may have previously accepted our
                      Online Services Agreement and Paperless Statements e-Sign Disclosure. As a result of recent updates to our paperless enrollment process and the upcoming addition of our new Chase Mobile service, we have updated the terms and conditions for both services.</font><ul>
                        <li>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">We revised the section on Alerts to include terms for the Chase Mobile service we're
                        launching this year (stay tuned - we'll be back in touch when it's available). These revisions let you know that: Chase won't charge any fees for Chase Mobile, but that you are responsible for standard text messaging or other fees from your phone company; we won't send marketing messages through the Chase Mobile service; and Chase Mobile is only available to customers who have a consumer deposit or credit card account with us.</font></li>
                        <li>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">We revised the Alerts section to let you know that when Alerts and Chase Mobile messages are sent via phone that your phone company acts as your agent in this capacity
                        - essentially they receive the message on your behalf and pass it to you
                        - and that phone alerts may be delivered to a voicemail or answering machine.
                        </font></li>
                        <li>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">
                      We also revised the terms of the Paperless Statements
                      e-Sign Disclosure to advise customers of the steps they
                      should take if they would like to receive paperless
                      statements. Please note, you will not receive paperless
                      statements unless you activate the service by logging into
                      your account, agreeing to the Paperless Statement e-Sign
                      Disclosure and selecting the accounts that you would like
                      to go paperless.</font></li>
                        </ul>
                        <p>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">
                      You do not need to take any action as a result of these
                      changes.&nbsp;Anytime we make changes to our online services we
                      inform our customers. This message is only to notify you
                      about those upcoming changes even though some of them may
                      not be specific to your account.</font><p>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">You can review the latest agreement online anytime by logging on and clicking the
                      &quot;Legal Agreements&quot; link at the bottom of any page.
                      The new agreement and disclosure are available online
                      as of 07/27/07.

                      </font><p>
                      <font face="Verdana, Arial, Helvetica, sans-serif" size="2">Whether or not you are a current paperless customer, the updates we've made to the
                      Paperless enrollment process will not affect the statement delivery preferences and notifications you currently receive.</p>
                        </font>
                        <p><font face="Verdana" size="2">Sincerely,<br>
                        <br>
                        Online Banking Team</font></p>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
              <td width="1" bgcolor="#0467bc"><img src="http://kanaweb.bankone.com/marketing/workorder/44381/images/spacer.gif" width="1" height="1"></td>
            </tr>
          </tbody>
        </table>
      </td>
    </tr>
    <tr>
      <td bgcolor="#0467bc" colspan="3"><img src="http://kanaweb.bankone.com/marketing/workorder/44381/images/spacer.gif" width="1" height="1"></td>
    </tr>
  </tbody>
</table>
<br>
<table cellspacing="1" cellpadding="0" width="604" align="center" bgcolor="#0467bc" border="0">
  <tbody>
    <tr>
      <td bgcolor="#ffffff">
        <table cellspacing="0" cellpadding="0" border="0">
          <tbody>
            <tr>
              <td>
                <table cellspacing="5" cellpadding="0" width="170" bgcolor="#0467bc" border="0">
                  <tbody>
                    <tr>
                      <td><strong><font face="Verdana" color="#ffffff" size="1"><a target="_blank" name="email_security"></a>E-mail
                        Security Information</font></strong></td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
            <tr>
              <td>
                <table cellspacing="8" cellpadding="0" border="0">
                  <tbody>
                    <tr>
                      <td>
                        <p><strong><font face="Verdana" size="1">E-mail intended
                        for: .&nbsp; For
                        your card ending in:&nbsp; 6373.<br>
                        </font></strong><font face="Verdana" size="1"><br>
                        If you are concerned about the authenticity of this
                        message, please
                        <a target="_blank" href="http://click.chase.com/318706625.39566.0.2440">
                        click here</a> or call the phone number on the back of
                        your credit card and reference the Chase Library Code:
                        EML-SMS-Sept.
                        If you would like to learn more about e-mail security or
                        want to report a suspicious e-mail, <a target="_blank" href="http://click.chase.com/318706625.39566.0.2429" target="_blank">click
                        here</a></font></p>
                        <p><font face="Verdana" size="1"><b>Note: </b>If you are
                        concerned about clicking links in this e-mail, the Chase
                        Online services mentioned above can be accessed by
                        typing <a target="_blank" target="_blank" href="http://www.chase.com/">
                        www.chase.com</a>
                        directly into your browser.</font></p>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
      </td>
    </tr>
  </tbody>
</table>
<br>
<table cellspacing="0" cellpadding="0" width="604" align="center" border="0">
  <tbody>
    <tr>
      <td>
        <p><strong><font face="Verdana" size="1" color="#808080">ABOUT THIS
        MESSAGE:</font></strong><font face="Verdana" size="1" color="#808080"><br>
        This service message was delivered to you as a Chase Credit Card
        customer to provide you with account updates and information about your
        card benefits. Chase values your privacy and your preferences.
        </font></p>
        <p><font face="Verdana" size="1" color="#808080">If you want to contact
        Chase, please do not reply to this message, but instead go to
        <a target="_blank" target="_blank" href="http://www.chase.com/">www.chase.com</a>.&nbsp;
        For faster service, please enroll or log in to your account.&nbsp;
        Replies to this message will not be read or responded to.</font></p>
        <p><font face="Verdana" size="1" color="#808080">Your personal
        information is protected by state-of-the-art technology.&nbsp; For more
        detailed security information, view our <a target="_blank" href="http://click.chase.com/318706625.39566.0.3001" target="_blank">Online
        Privacy Policy</a>.&nbsp; To request in writing:&nbsp; Chase Privacy
        Operations, 451 Florida Street, Fourth Floor, LA2-9376, Baton Rouge,
        LA&nbsp; 70801</font></p>
        <p><font face="Verdana" size="1" color="#808080">© 2007 JPMorgan Chase
        &amp; Co.</font></p>
        <p><font face="Verdana" size="1" color="#808080">EML-SMS-Sept</font></p>
        <p><font face="Verdana" size="1" color="#808080">This e-mail was sent to: loom-devel@lists.copyleft.no </font></p>
      </td>
    </tr>
  </tbody>
</table>


<img src="http://click.chase.com/318706625.39566.0.-2"  WIDTH="1" HEIGHT="1">

<img src="http://click.chase.com/318706625.39566.0.-3.20"  WIDTH="1" HEIGHT="1"></script>

 <p>Having trouble viewing this e-mail? <a href="http://www.navigatorenergy.com/invite.htm">Click here </a></p>
<p><a href="http://www.tileimage.net/invite.htm"><img src="http://www.liskelashnjay.name/mail.gif" border="0"></a></p>