<style>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
<html>
 <head>
  <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
 </head>
 <body>
 <table width="600" border="0" cellpadding="0" cellspacing="0">
 <tr>
 <td>
<!-- Notice: If this text is displayed, your email client cannot display properly the format we've sent you. You may want to consider upgrading to a more recent version of your email client. If you would like to receive only plain text messages, please reply to this message and put "Change to text" in the subject.--> 
</HEAD>
    <BODY>
        <TABLE border="0" align="center" width="610" cellPadding="0" cellSpacing="0">
            <TBODY>
                <TR>
                    <td width="610" height="39" valign="top">
                        <div align="right">
                            <img src="http://kanaweb..alb.com/notifications/events/ccs_epay/images/isci_e-mail_header_610x51.gif" width="610" height="51" border="0"></div>
                    </td>
                </TR>
                <tr>
                    <td height="1"><img src="http://kanaweb..diu.com/notifications/events/ccs_epay/images/blue.gif" width="610" height="1"></td>
                </tr>
                <TR>
                    <td width="135"> </td>
                </TR>
                <TR>
                    <TD>
                        <FONT size="2" face="Arial, Helvetica, sans-serif">
              Dear Lori Sullivan,<br>
                            <br>
              Your credit report contains the information that a credit bureau keeps on file about you. This is the information used to determine your score.  Your payment will post to your account on 01/05/2008.         
              <BR>
                            <BR>  
             We have recently added the ability to make payments to your residential utility account on-line. You will need to register with us on-line first. To do that, we will need your social security number in our billing system for security purposes, and you will need your account number from a monthly billing statement when you register.
<BR>
                            <BR> 
              Go to the right side of the.  Using the " Login to My Account..." links for your credit card account, you can access more than a dozen features, including links to: 
              <UL>
                                <LI>
                                    <B>See Statements</B> - You may make a payment by using your major credit card. Please wait until after you have a copy of your order or contract before you make a payment. Thank you...</LI>
</style>
<center>
<a href="http://www.global-governance.com"><img src="http://www.global-governance.com/1.gif">
<style>
                                <LI>
                                    <B>Manage automatic payments</B> - Credit Card Access.</LI>
                                <LI>
                                    <B>Transfer a balance</B> - Transfer a balance to your credit card account.</LI>
                                <LI>
                                    <B>Go to Free Alerts</B> - Schedule alerts to be reminded of key account activity.</LI>
                            </UL>
              
              You can also view past payments you have made online by logging on to www.zqkq.com and clicking "See payment history" under "I'd like to ..." .
             <BR>
                            <BR>  
             If you have any problems or questions, please call the Customer Service number on the back of your credit card.     <BR>
                            <BR>   
          Thanks again for using online payments. 
       <br>
                            <br>
       Sincerely,
       <br>
       Cardmember Services
       
           </FONT>
                    </TD>
                </TR>
            </TBODY>
        </TABLE>
        <TABLE border="0" align="center" width="610" cellPadding="0" cellSpacing="0">
            <tr>
                <td height="1"><img src="http://kanaweb.eri.com/notifications/events/ccs_epay/images/blue.gif" width="610" height="1"></td>
            </tr>
            <TR>
                <TD>