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<DIV><FONT face=Arial size=2>study writing his memoirs €“ he thought of calling them There and Back <BR>Again, a Hobbits Holiday €“ when there was a ring at the door. It was <BR>Gandalf and a dwarf; and the dwarf was actually Balin. <BR> Come in! Come in! said Bilbo, and soon they were settled in chairs <BR>by the fire. If Balin noticed that Mr. Baggins waistcoat was more <BR>extensive (and had real gold buttons), Bilbo also noticed that Balms <BR></FONT></DIV></BODY></HTML>