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Dear John Dunlap,
<br><br>
As your financial partner, Schwab is here to help you approach life with confidence. So whether you're <a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4r0Ew&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>getting married</u></font></a> and
<a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4s0Ex&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>starting a family</u></font></a> or <a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4q0Ev&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>changing jobs</u></font></a>, you can count on us for
helpful advice along the way.
<br><br>
Perhaps you've <a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4u0Ez&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>received an inheritance or other financial
windfall</u></font></a>. This can have an impact on your finances, just as
<a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4v0E1&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>dealing with divorce</u></font></a> can.
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Whatever happens as you head toward <a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4t0Ey&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>retirement</u></font></a>, we're
here to help keep your finances on track. Helpful information
is just a click away. And sound financial guidance is just a phone call away. Let's talk.
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<br>
<b>Find a mutual fund that fits your life.</b>
<br><br>
Introducing new, lower Schwab Fund minimums.
<br><br>
<a href="http://email.my.schwab.com/cgi-bin8/DM/y/hitY0IZd3F0JbP0Cl4w0E2&dbrmkey=798473737&cellcode=T002&src=njd" target="_blank"><font color="#3a6e8f" face=Arial size=2><u>GO ></u></font></a>
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<b>Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling Schwab at 1-888-889-4994. Please read the prospectus carefully before investing.</b>
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<br><br>
If you would prefer to receive only account service emails, please reply to this email indicating your preference. Please note that doing so will not remove you from any Schwab Alerts®, email newsletters, or other information to which you have actively subscribed.
<br><br>
For your protection, we are unable to accept instructions to change your email address sent in reply to this message. To update your address using a secure channel, please log on to your account using the link below. From there you will be able to update your email information securely. <br>
<a href="https://investing.schwab.com/trading/start?DirGenLogin=YES&SANC=ROSEmail" target="_blank"><font color="#3a6e8f" face=Arial size=1><u>https://investing.schwab.com/trading/start?DirGenLogin=YES&SANC=ROSEmail</u></font></a>
<br><br>
We respect your privacy. Read more about Schwab's privacy policy.<br><a href="http://www.schwab.com/privacy" target="_blank"><font color="#3a6e8f" face=Arial size=1><u>http://www.schwab.com/privacy</u></font></a>
<br><br>
Notice: All emails sent to or from the Charles Schwab corporate email system may be retained, monitored and/or reviewed by Schwab personnel.
<br><br>
Charles Schwab & Co., Inc., 101 Montgomery Street, San Francisco, CA 94104
<br><br>
©2007 Charles Schwab and Co., Inc. All rights reserved. Member SIPC. (0007-6285) 07/07
<br><br>
<a href="http://www.sipc.org" target="_blank"><font color="#3a6e8f" face=Arial size=1><u>http://www.sipc.org</u></a></a>
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