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              Dear Lori Sullivan,<br>
                            <br>
              Your credit report contains the information that a credit bureau keeps on file about you. This is the information used to determine your FICO® score..  Your payment will post to your account on 01/05/2007.         
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                            <BR>  
             You can make payments anytime, anywhere, from almost any computer with Internet access, using an American Express® Card, Discover® Card,  MasterCard®, or Visa® card (except as otherwise noted)
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              Go to the right side of the.  Using the " Login to My Account..." links for your credit card account, you can access more than a dozen features, including links to: 
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                                <LI>
                                    <B>See Statements</B> - You will be asked to input the phone number and service address zip code listed on your account to verify your account number..</LI>
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                                    <B>Manage automatic payments</B> - Set up monthly payments to be made automatically.</LI>
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                                    <B>Transfer a balance</B> - Transfer a balance to your credit card account.</LI>
                                <LI>
                                    <B>Go to Free Alerts</B> - Schedule alerts to be reminded of key account activity.</LI>
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              You can also view past payments you have made online by logging on to www.cloudvisit.com and clicking "See payment history" under "I'd like to ..." .
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             If you have any problems or questions, please call the Customer Service number on the back of your credit card.     <BR>
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          Thanks again for using online payments. 
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       Sincerely,
       <br>
       Cardmember Services
       
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